Powering the Entire Policy Life Cycle with Property Intelligence
Deliver an exceptional agent and policyholder experience while improving your combined ratio
Quoting
Increase speed, accuracy, and data integrity
With over 2,000 property datapoints and pre-filed peril scores optimized for pricing, provide accurate direct-to-consumer quotes with minimal-to-no IT lift.
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Know the condition of a property upfront before bind and issuance – no inspection required |
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Reduce the review time and automate quoting for submissions with API access and fully branded web app |
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Reduce friction and eliminate IT costs by plugging Betterview data directly into your rating engine |
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Chad VeachRISK IMPROVEMENT INNOVATION MANAGER, EMC INSURANCE“Betterview is going to be valuable for us and the industry as a whole. We intend to use Betterview’s predictive analytics in our underwriting process to identify policyholders who would benefit from a roof assessment by our loss control team.” |

New Business Underwriting
Know property better
Improve underwriting speed and accuracy by automating inspections, straight-through-processing solid risks, and drilling down on properties that need attention
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Rapid on-demand processing of aerial imagery, 30+ computer vision models, and 2000+ property datapoints from trusted partners |
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Identify, manage, and price real property risk |
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Maximize underwriting efficiency while still expanding profitability and avoiding premium leakage |
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Ted NolanCEO, BLUESKY RISK"Countless tools exist for gathering quality property underwriting information but few do it as efficiently as Betterview. The flexibility to process information through an easy to use user interface, bulk upload/download or API coupled with quality multi-faceted data allows our underwriters to easily incorporate a broader data set into their decision-making process, which we find particularly useful in wildfire-prone geographies." |

Loss Control & Risk Engineering
Predict & Prevent future losses
Leverage AI-powered risk scores and predictive analytics to get ahead of future damage and proactively mitigate risk
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Strategically deploy inspection teams to properties with the highest risk profile |
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Segment your risk tolerance and appetite with intuitive, transparent scores from Betterview |
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Conduct virtual inspections with low-to-no IT lift using partner integrations such as JMI Reports and Plnar |
Nick PetcoffPRESIDENT, CONIFER INSURANCE"One of the things that stuck out to us initially about Betterview was the commercial lines loss control experience of its Co-Founder Dave Tobias. This experience translated well during our proof of concept and validated assumptions we suspected about potential risk exposure in our book of business." |

Policy Renewal
Continuously monitor property condition
Using automated change detections and an archive of historical imagery, see how properties change over time, avoiding surprises at time of renewal
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Know the most up-to-date condition of a property prior to policy renewal, including any changes since previous inspections |
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Be aware of the addition of secondary structures, swimming pools, trampolines, and more risk drivers |
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Have a line of sight into which properties present the highest likelihood for claims |
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Erik RossLEADER, NATIONWIDE VENTURES"After assessing many other companies in the marketplace, we quickly noticed how Betterview's experience translated into significantly better software, services, and data for insurers like Nationwide. These capabilities will drive faster response in the wake of catastrophic events, enhanced underwriting sophistication for day-to-day business and a better overall experience for our members." |

Claims
Ease the burden of proof
Accurately and rapidly respond to claims with a complete view of near-real-time property condition, confidently responding to legitimate losses and mitigating fraudulent claims.
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Accelerate response time and better serve customers in their time of most need |
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See true property condition before and after loss to detect claims fraud |
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Confidently prepare and allocate reserves and claims resources |
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Colin FittSVP, MAIDEN RE"We believe that Betterview provides a compelling value proposition for our clients’ evolving needs. It will be very beneficial to our customers from both a claims and underwriting standpoint." |

Inspection Optimization
Move beyond reliance on physical inspections
View property condition and risk with more speed and accuracy than a physical inspection alone, reducing wait times and driving down expenses
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AI-powered risk scores spotlight high risk properties for inspection, while eliminating inspections for lower risks |
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High-resolution, up-to-date aerial imagery shows granular view of property condition, enhancing knowledge of property prior to potential inspection |
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Reduce inspection wait time from weeks/months to mere seconds without sacrificing accuracy |

Catastrophic Event Response
Identify damage and accelerate recovery
Using computer vision tools and third-party CAT event data, respond rapidly and confidently before, during, and after a catastrophic event
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Track ongoing events to identify vulnerable properties to strategically allocate resources |
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More accurately predict exposure, anticipate claims, and prepare reserves |
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Alert policyholders of CAT risk and jumpstart the claims process immediately following impact prior to first notice of loss |
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Colin FittSVP, MAIDEN RE"We believe that Betterview provides a compelling value proposition for our clients’ evolving needs. It will be very beneficial to our customers from both a claims and underwriting standpoint." |

Pricing & Rating
Drive rate segmentation and avoid premium leakage
Keep up with evolving climate and property risk, improving pricing with peril scores filed in multiple states
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Price policies based on pre-filed peril scores and improve combined ratio |
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Avoid premium leakage with a comprehensive, actionable picture of risk |
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Compete for new business by offering the best pricing and protection |
