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Predict & Prevent Hail Losses with

Hail Risk Insights

 

HubSpot Video

 

Leverage AI-powered hail insights to:

  • Optimize Risk Selection & Rate Segmentation
    Write profitable business in hail-prone areas.
  • Automate Underwriting Decisions & Workflows
    Single, easy-to-understand predictor - available in Guidewire & Betterview.
  • Build Stronger Customer Relationships
    Proactively communicate exposure and mitigation steps. Minimize disruption to policyholders’ lives.

Enhanced Hail Score

The strongest & most precise indicator of hail probability

We partner with HazardHub (Guidewire) to predict the probability of future hail events based on historical data and geospatial modeling. The Enhanced Hail Score is a strong, precise indicator of regional hail hazard.

Hazard Graphic - HazardHub Logo

Hail Vulnerability Score

The most accurate & actionable indicator of hail Survivability

Our computer vision models analyze aerial imagery and detect property-level vulnerabilities, matching them with historical claims to identify factors that led to hail losses. The Hail Vulnerability Score is a transparent, actionable indicator of hail vulnerability for residential and commercial properties.

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All-inclusive

Hail Claim Predictor

The Most Accurate Combination of Event Probability and Property Survivability

Combining the Enhanced Hail Score and the Hail Vulnerability Score, the Hail Claim Predictor is a single, transparent, and actionable predictor of overall hail claims risk. Properties scored as extremely high hail claim risk are 26x more likely to be damaged in a hail event compared to properties scored as extremely low risk.
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State-filed for Rating

Confidently apply our hail models to your ratings. Betterview has worked with Milliman to pre-file our Hail Vulnerability models with over 9 states.

Contact us to learn more about the methodology and process.
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Experience the power of Hail Claim Predictor,
and its advantages over traditional hail risk solutions

HazardHub Enhanced Hail Score, the Betterview Hail Vulnerability Score, and the all-inclusive Hail Claim Predictor are available through API, Guidewire PolicyCenter & InsuranceNow Accelerators, EDW, and integrated into our Property Intelligence & Risk Management platform.

Hail Claim Predictor Datasheet Graphic
 
Download the Hail Risk Insights Overview

Get all the information regarding the Hail Claim Predictor, powered by HazardHub and Betterview, the Enhanced Hail Score from HazardHub, and the Hail Vulnerability Score from Betterview. Download it today and take it with you in Adobe PDF format. 

Download Overview
(File Size: 398 KB)

Hail is one of the most common causes of roof damage.

How do we Improve on Existing Hail Solutions?

  • Simplified, intuitive scores for streamlined workflows
  • Focus on structural vulnerability AND regional hazard
  • Transparent, actionable data to predict & prevent losses

With all-inclusive Hail Risk Insights, you can effortlessly mitigate risk for one of the most common drivers of roof damage.

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1 www.nature.com/articles/nclimate3321
2 www.iii.org/fact-statistic/facts-statistics-hail
3 newsroom.statefarm.com/oh-hail-we-go-again/
4 www.moneygeek.com/insurance/homeowners/analysis/top-states-for-hail-losses